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Financial wellness that is accessible, dynamic, and made for you.

Since 1988, Garback Financial has helped families plan, invest, and protect what matters most through personalized guidance grounded in education, service, and trust.

Your life has direction, your plan deserves the same.


We design financial strategies that adapt as you do, turning complex decisions into a clear, confident path forward. One built around your goals, your priorities, and your next chapter.

True wealth goes beyond account balances, it’s the freedom to live on your terms.


With disciplined management and transparent guidance, we align your investments to your vision so you can focus on your wealth growing with intention through every season of life.

A solid plan builds wealth, protection keeps it standing.


We help safeguard your income, family, and future with insurance strategies built for strength and stability. Life changes but your protection shouldn’t fall behind.

Your Journey. Our Guidance.

Here’s what our clients have to say about working with Garback Financial.

Luxury Beach House

Helped us retire early.

Deirdre and Steven S.

Ages 64 and 67

Resides in Florida

"Doug and Diane of Garback Financial  were recommended to us by a friend some years ago. We were interested in purchasing life insurance. We were impressed with the choices that were presented and the thoroughness of their explanations.

Several years later we wanted a financial plan that could put us on a path of 'early' retirement. Diane and Doug presented use with a comprehensive step-by-step plan that would help us attain that goal. And now with Danielle's assistance and guidance, we are happily retired and enjoying the next chapter of our lives.

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Decades of Valuable Guidance.

Arnold A.

Age 56

Resides in Pennsylvania

“Doug, Danielle, Carly and the Garback team are experts in financial and insurance planning. For 20+ years, the team has given me peace of mind for; my retirement plan, college funding for my children, and insurance coverage for my family and I. I have even recommended them to many of my extended family members and friends.​​

 

I would highly recommend this family-oriented agency. If you are in search of dedicated professionals to help plan for your financial future, your search ends here.”

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Where clients become family.

Tracy D.

Age 54

Resides in Pennsylvania

"In 2014, I got divorced and as part of my settlement I received a large sum of money for retirement. I also had to have life insurance as part of my divorce agreement.  I had no idea how to get life insurance or invest my money for growth and manage it personally.  I happened to be friends with a wonderful woman named Diane and she referred me to her husband’s company, the Garback Agency.

It has been 10 years and I cannot be happier with the service I have received from Doug, and now his daughter Danielle, as well. They are extremely knowledgeable, approachable, responsive, and professional. In fact, everyone I have worked with at the Garback Agency has been all of that, and more. 

Not only do I have my money invested and well taken care of, I have amazing life insurance and fantastic, reasonable car and homeowner’s insurance rates. The Garback Agency isn’t just about insurance. They are about family and when you become a client, you become their family as well.”

Tennis

Excellence in every detail.

George V.

Age 84

Resides in New Jersey

“I have always found Danielle and Doug to give exceptional and meticulous service. You are treated with the utmost respect, dignity, and courtesy when doing business with these wonderful individuals. They respond to your calls with regard to any inquiries that may come to mind. It is a distinct pleasure doing business with these knowledgeable and astute individuals who operate the agency.

The services received from the agency is deserving of a five star rating. I would definitely and highly recommend that you have Danielle and Doug perform all of your financial planning.”

Hiking

Learning that lasts.

Joan and Paulo F.

Ages 61 and 60

Resides in New Jersey

“We have found both Doug and Danielle to be engaged and interested in our journey through personal investing. In addition to our quarterly meetings, they present great information sessions through their financial wellness webinars, allowing us to learn about various financial and retirement planning topics.

They are great teachers, advisors and teammates in helping us reach our retirement goals. Thank you for all you have done and continue to do! 
#retirementsoonerthanlater”

This statement is a testimonial by a client of the financial professional as of 09/04/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.

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Plant

513 Georges Road

North Brunswick, NJ 08902

(732) 846-2992

​​​

garback.financial@prudential.com

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Disclaimer

LPL Enterprise Form CRS

Check the background of your financial professional on FINRA's BrokerCheck.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Douglas Garback and Danielle Veloso are Financial Planners with, and offer securities and investment advisory services through LPL Enterprise (LPLE), a Registered Investment Advisor, Member of FINRA/SIPC, and an affiliate of LPL Financial. 

Financial professionals are licensed agents of Prudential. These financial professionals are permitted to brand under "Prudential." LPLE and LPL Financial are not affiliated with Prudential or Garback Financial.​​

RICP conferred by The American College.​

 

The Million Dollar Round Table is a global membership of independent financial professionals, and qualifiers are based on production.

 

The Signature Services Chairmans Council recognizes financial professionals in the top 300 of all Prudential Advisors based on current fiscal year combined GDC/production. The current year recipient is Douglas Garback.

 

The Forbes Top Financial Security Professionals Best-In-State ranking was received by Doug Garback. This ranking was developed by SHOOK Research, was awarded to 1623 of 18,095 financial professionals nominated by their firms and who are licensed to sell life insurance and annuities (among other investment products or services). Ranking is based on various eligibility and quantitative/qualitative elements as of 12/31/24, including: 7+ years industry experience, compliance record, total assets under management and revenue, client retention, scope of services and community involvement. There is no cost to participate but a fee is paid by recipients if they opt to use the award logo. This recognition is not an endorsement nor is it based on or indicative of any one client’s experience with the financial advisor, past investment performance or future results.

Garback Financial conducts business in the following states:
Life Insurance: AZ, CA, CO, CT, DC, FL, GA, IN, MA, MD, NC, NJ, NY, OH, PA, RI, SC, TN, TX, VA

CA Insurance License #0G38596
Property & Casualty: AZ, CT, DE, FL, MA, MD, NC, NJ, NY, PA, RI, SC, VA
Annuities: AZ, CA, CO, CT, DC, FL, GA, IN, MA, MD, NC, NJ, NY, OH, PA, RI, SC, TN, TX, VA

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