Building Confidence for Every Stage of Life.
At Garback Financial, we provide financial planning, wealth management, and insurance protection to help clients pursue their greatest outcome.
Building a lasting legacy, guiding your wealth, protecting what matters most, and shaping retirement your way...because there’s no one-size-fits-all approach. We partner with individuals, families, businesses, and organizations seeking clarity, education, and a professional team to help them make confident financial decisions. Through a collaborative team model, we leverage each member’s expertise to design strategies tailored to every client’s needs. Our relationships with leading investment and insurance providers ensure we deliver quality solutions backed by trusted industry partners.
With virtual, phone, and in-person meetings available, distance is never a barrier. Our North Brunswick, NJ office is open for scheduled appointments, and we also offer appointment-only meetings in Holmdel, NJ. All initial consultations are conducted virtually for convenience.
We’re committed for the long term, adapting strategies as life evolves and growing alongside our clients. As our firm has expanded over the years, so has our dedication to helping you plan, invest, and protect what matters most.
Our Story That Brought Us Here,
and the Team Who Leads You Forward.
Thoughtful planning. Genuine connection. Solutions designed around real life.
Douglas M. Garback, CLU®, ChFC®, CLTC®, RICP®
Founder and Financial Planner
Doug founded the firm in 1988 and continues to play a foundational role in shaping both client strategy and the long-term vision of the organization. With decades of experience in retirement planning, wealth protection, and legacy strategy, Doug brings clarity and foresight to every financial journey.
His work is guided by a deep belief in personal connection, education, and integrity, knowing that meaningful planning is built through understanding a family's goals, values, and the life they want to create. Today, Doug continues to mentor the next generation of advisors while helping clients make thoughtful, confident decisions for the future.
Danielle L. Veloso, CFP®, CPA
Financial Planner & Firm Finance Manager
Danielle blends the technical insight of a CFP® and CPA with a deeply client-focused approach. She partners with individuals and families to build thoughtful, goal-driven financial plans, supporting priorities like education, retirement, protection, and legacy.
Known for her clarity, warmth, and attention to detail, Danielle is a steady resource through every life stage. She celebrates progress, navigates challenges alongside clients, and ensures every decision aligns with both numbers and values.
Her work reflects a simple belief: financial planning is about more than wealth, it’s about confidence, care, and a life shaped with intention.
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Carly Golightly
Director of Client Relations & Marketing
Carly brings warmth, creativity, and purpose to the client experience. She leads our firm’s marketing and relationship initiatives, making financial wellness feel approachable, empowering, and personal.
With a focus on thoughtful communication and memorable client touchpoints, from educational campaigns to events and community engagement, Carly ensures every interaction feels genuine, supported, and aligned with each client’s goals.
Her passion lies in helping people feel confident, informed, and cared for as they navigate their financial lives and plan for what’s ahead.
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Nicholas Garback
Nicholas specializes in helping families and individuals protect what matters most through thoughtful, tailored insurance solutions. Since joining the firm, he has focused on building meaningful client relationships and ensuring coverage decisions are made with clarity and confidence.
With experience in both client service and insurance consulting, Nicholas brings a calm, supportive approach to every conversation, guiding clients through policy options, identifying needs, and ensuring they feel informed and cared for along the way.
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LPLe Operations Manager
Garback Financial Property and Casualty Insurance Consultant
Maurine Messink
Client Relations Coordinator
With more than a decade of experience with Prudential, Maurine brings reliability, organization, and genuine care to every interaction. She plays a vital role in coordinating client communication, preparing service requests, and ensuring follow-through so nothing falls through the cracks.
Maurine is often the first to check in and is the support clients can count on for clear answers and a seamless experience. Her dedication helps clients feel valued and well cared for, every step of the way.
Committed, thoughtful, and client-focused, Maurine strengthens relationships and helps families stay confident and connected throughout their financial journey.
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Jonathan Carrillo
LPLe Client Service Specialist
Garback Financial Property & Casualty
Jonathan supports our English and Spanish-speaking Property & Casualty clients with responsiveness, attention to detail, and a genuine commitment to service. He assists with policy reviews, updates, and client inquiries, helping ensure coverage stays aligned with each family's needs and goals.
Bilingual in Spanish and English, Jonathan also serves as a key point of contact for community and dealership partnerships, strengthening our ability to serve diverse clients with clarity and personalized guidance. Since joining the firm in 2022, he has brought warmth, professionalism, and a people-first approach to every interaction.
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Dennis Hahn, CLU®, ChFC®, LUTCF®
Financial Advisor
(Transitioning to Retirement)
Dennis has served clients since 1985, guiding families through decades of life changes and meaningful milestones. After nearly forty years of service as a Prudential advisor, Dennis began transitioning into retirement in 2025, entrusting his practice to our team with confidence that his clients would continue to receive thoughtful care and personal attention.
Today, Dennis remains connected to our firm in a limited advisory capacity, helping ensure a seamless transition for the clients he has come to know and care for so deeply. His legacy of service, professionalism, and genuine client commitment continues to shape our approach, and we’re honored to carry it forward.
Geoffrey Dietzel
Financial Advisor,
(Affiliate)
Geoff has partnered with Doug for many years and shares office space with our team, bringing additional perspective and experience to our shared environment. Although he operates independently through Brunswick Financial Group, he and Doug's partnership began in the early 2000's. With a background in group health insurance, investments, and life insurance, he supports individuals, families, and businesses in making informed financial decisions.
