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Privacy Policy

Effective Date: March 4, 2026

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Garback Financial values your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and how we safeguard it.

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Information We Collect

We may collect personal information when you interact with our website, submit forms, or communicate with our team. This may include:

  • Name

  • Email address

  • Phone number

  • Mailing address

  • Financial or insurance information voluntarily provided through forms or consultations

  • Information related to your financial goals or insurance needs

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We may also collect limited technical information such as IP address, browser type, and pages visited on our website for analytics and security purposes.

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How We Use Your Information

We use the information we collect to:

  • Respond to inquiries and requests

  • Provide financial planning, investment advisory, and insurance services

  • Process quote requests or client onboarding forms

  • Communicate with you about your account or requested services

  • Improve our website and client experience

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Communications

If you provide your phone number or email address, we may contact you regarding your inquiry, requested services, or your relationship with Garback Financial. Standard messaging or data rates may apply depending on your mobile carrier.

We do not sell or share your phone number or personal information with third parties for marketing purposes.

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Information Sharing

  • We do not sell your personal information. We may share information when necessary to:

  • Provide services you request

  • Work with financial or insurance service providers involved in your account

  • Comply with legal, regulatory, or compliance requirements

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Any information shared is done in accordance with applicable privacy and financial industry regulations.

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Data Security

We take reasonable administrative, technical, and physical measures to safeguard personal information from unauthorized access, use, or disclosure.

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Third-Party Links

Our website may contain links to third-party websites such as regulatory resources or financial institutions. Garback Financial is not responsible for the privacy practices of those external websites.

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Your Choices

You may choose not to provide personal information through our website. However, doing so may limit our ability to respond to your request or provide services.

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If you wish to update or request removal of your personal information, please contact us using the information below.

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Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact:

Garback Financial
265 Route 34, Suite C, Colts Neck, NJ 07722
(732) 846-2992
garback.financial@prudential.com

Plant

265 Route 34,

Front Building, Suite C,

Colts Neck, NJ 07722

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(732) 846-2992

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garback.financial@prudential.com​

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Disclaimer​

Privacy Policy 

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LPL Enterprise Form CRS

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Check the background of your financial professional on FINRA's BrokerCheck.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

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Douglas Garback and Danielle Veloso are Financial Planners with, and offer securities and investment advisory services through LPL Enterprise (LPLE), a Registered Investment Advisor, Member of FINRA/SIPC, and an affiliate of LPL Financial. 

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Financial professionals are licensed agents of Prudential. These financial professionals are permitted to brand under "Prudential." LPLE and LPL Financial are not affiliated with Prudential or Garback Financial.​​

BrokerCheck-by-Finra-1024x768.png

RICP conferred by The American College.​

 

The Million Dollar Round Table is a global membership of independent financial professionals, and qualifiers are based on production.

 

The Signature Services Chairmans Council recognizes financial professionals in the top 300 of all Prudential Advisors based on current fiscal year combined GDC/production. The current year recipient is Douglas Garback.

 

The Forbes Top Financial Security Professionals Best-In-State ranking was received by Doug Garback. This ranking was developed by SHOOK Research, was awarded to 1623 of 18,095 financial professionals nominated by their firms and who are licensed to sell life insurance and annuities (among other investment products or services). Ranking is based on various eligibility and quantitative/qualitative elements as of 12/31/24, including: 7+ years industry experience, compliance record, total assets under management and revenue, client retention, scope of services and community involvement. There is no cost to participate but a fee is paid by recipients if they opt to use the award logo. This recognition is not an endorsement nor is it based on or indicative of any one client’s experience with the financial advisor, past investment performance or future results.

Garback Financial conducts business in the following states:
Life Insurance: AZ, CA, CO, CT, DC, FL, GA, IN, MA, MD, NC, NJ, NY, OH, PA, RI, SC, TN, TX, VA

CA Insurance License #0G38596
Property & Casualty: AZ, CT, DE, FL, MA, MD, NC, NJ, NY, PA, RI, SC, VA
Annuities: AZ, CA, CO, CT, DC, FL, GA, IN, MA, MD, NC, NJ, NY, OH, PA, RI, SC, TN, TX, VA

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